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Showing posts with label Joe Biden. Show all posts
Showing posts with label Joe Biden. Show all posts

Thursday, July 06, 2023

FACT SHEET: President Biden Announces Actions to Promote Educational Opportunity and Diversity in Colleges and Universities

It's a really good thing that President Biden didn't hesitate to chide the Supreme Court for their recent, anti-affirmative action decision. Here is a related piece titled, "Biden says Supreme Court ruling should not deter colleges from efforts to diversify their campuses" where he states the following:
"While colleges can no longer explicitly consider a student’s race as part of a holistic admissions review, the court’s opinion does allow colleges to look at how race affected a student’s life, so long as it’s tied to a unique skill or character they’d bring to the school. Discussions like that typically come up in an applicant’s personal essay."
In other words, a student can bring this up in their personal essay or statement of purpose so as to inform the admissions evaluator of their race and how it connects to a personal strength, skill or attribute they'll bring to the university if admitted. While this is a good thing, much more must be done. Do read through President Biden's fact sheet below as it outlines an array of responses by his administration that should prove helpful. It's curious that there's no mention of percent plans like we have in Texas.

-Angela Valenzuela



FACT SHEET: President Biden Announces Actions to Promote Educational Opportunity and Diversity in Colleges and Universities

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Today, the Supreme Court upended decades of precedent that enabled America’s colleges and universities to build vibrant diverse environments where students are prepared to lead and learn from one another. Although the Court’s decision threatens to move the country backwards, the Biden-Harris Administration will fight to preserve the hard-earned progress we have made to advance racial equity and civil rights and expand educational opportunity for all Americans.

As our nation’s colleges and universities consider their admissions processes in the wake of the Court’s decision, President Biden is calling on them to seize the opportunity to expand access to educational opportunity for all. Our nation is stronger when our colleges and universities reflect the vast and rich diversity of our people. But while talent, creativity, and hard work are everywhere across this country, equal opportunity is not.

Specifically, the President is calling on colleges and universities, when selecting among qualified applicants, to give serious consideration to the adversities students have overcome, including:the financial means of a student or their family; where a student grew up and went to high school; and personal experiences of hardship or discrimination, including racial discrimination, that a student may have faced.

In doing so, colleges and universities can fully value aspiring students who demonstrate resilience and determination in the face of deep challenges.

The Biden-Harris Administration is taking swift action to support our Nation’s colleges and universities so they can continue building pathways to upward mobility and success for all students to thrive in the American workforce and our Nation’s military. Specifically, the Biden-Harris Administration is:Providing colleges and universities with clarity on what admissions practices and additional programs to support students remain lawful. The Department of Education and Department of Justice will provide resources to colleges and universities addressing lawful admissions practices within the next 45 days, as colleges prepare for the next application cycle. The Department of Education will also provide assistance to colleges and universities in administering programs to support students from underserved communities.

Convening a National Summit on Educational Opportunity. The Department of Education will host a national summit on equal opportunity in postsecondary education next month with advocates, student leaders, college and university administrators, researchers, and state, local, territorial and Tribal leaders to share lessons learned and innovative strategies, and develop additional resources for colleges and students to expand access to educational opportunity.

Releasing a report on strategies for increasing diversity and educational opportunity, including meaningful consideration of adversity. Following the Summit, the Department of Education will produce a report by this September, elevating promising admissions practices to build inclusive, diverse student bodies, including by using measures of adversity. The report will address topics including the impact of current admissions practices that may negatively affect the admissions chances of students from underserved communities; strategies to integrate measures of adversity in admissions; outreach and recruitment programs to create diverse applicant pools; strategies for retention and degree completion; and financial and other support programs to make college attainable.

Increasing transparency in college admissions and enrollment practices. The Administration is committed to providing transparent data with respect to admissions and enrollment. The Department of Education’s National Center for Educational Statistics will consider ways to collect and publish more information related to college application and enrollment trends. This includes ways that information might be validly disaggregated by race and ethnicity, first-generation status, legacy status, and other measures. Information in these areas could help higher education leaders, academics and the general public address potential barriers to college recruitment, admissions, and enrollment.

Supporting states in analyzing data to increase access to educational opportunity for underserved communities. The Department of Education will assist states, territories and Tribal nations in marshaling their data to improve college recruitment, admissions, and financial aid practices and devise strategies for increasing access to educational opportunity, such as partnerships to appropriately share and use education data, and direct admissions programs that proactively admit students based on factors such as academic performance and students’ geographic location – without requiring them to apply or pay an application fee.

This work builds upon the Biden-Harris Administration’s historic efforts to ensure all students have the opportunity to access higher education by:Securing a historic increase in the Pell Grants: The President championed the largest increase to Pell Grants in the last decade – a combined increase of $900 to the maximum award over the past two years to benefit low – and middle-income students.

Prioritizing college completion: The Biden-Harris Administration has championed efforts to improve postsecondary outcomes, particularly for students who face the greatest barriers to accessing and completing college. In response to the President’s budget, Congress established a new Postsecondary Student Success Grant program to provide direct support to institutions to engage in evidence-based activities that support college re-enrollment, retention, and completion among individuals who are close to graduation.

Supporting America’s Minority-Serving Institutions: President Biden has secured historic investments in institutions that enroll and graduate disproportionate shares of low-income students and students of color, including tens of billions of dollars in funding for Historically Black Colleges and Universities, Tribal Colleges and Universities, Asian American and Native American Pacific Islander-Serving Institutions and Minority Serving Institutions, including Hispanic Serving Institutions through the Department of Education.

Fixing the broken student loan system: The Biden-Harris Administration has taken action to make the student loan system more manageable for current and future borrowers and reduce the burden of student debt, including by:Cutting monthly payments in half for undergraduate loans. The Department of Education is proposing an income-driven repayment plan that protects more low-income borrowers from making any payments and caps monthly payments for undergraduate loans at 5% of a borrower’s discretionary income – half of the rate that borrowers must pay now under existing plans. The average annual student loan payment will be lowered by more than $1,000 for both current and future student borrowers who owe payments.

Fixing the broken Public Service Loan Forgiveness (PSLF) program by ensuring that borrowers who have worked at a qualifying nonprofit organization, in the military, or in federal, state, territorial, Tribal, or local government, receive appropriate credit towards loan forgiveness. These regulatory changes build on temporary changes the Department of Education made to PSLF, under which roughly 616,000 public servants received more than $42 billion in loan forgiveness.

Ensuring targeted student loan forgiveness programs work. Including its reforms to PSLF, the Department of Education has approved a total of more than $66 billion in relief to over 2.2 million student loan borrowers, including many who were defrauded by their college, enrolled in a college that abruptly closed, or are permanently disabled and unable to work.

Thursday, October 20, 2022

Everything to know to apply for student loan forgiveness

Super helpful information here on loan forgiveness, a plan, that despite some Republicans' efforts, will go forward. Applying should take no more than a half hour. It takes 4-6 weeks to process. This is such great timely opportunity for folks buried in student debts, especially considering the difficult economy we're experiencing.

-Angela Valenzuela

Everything to know to apply for student loan forgiveness

The application process is now open. Some Republican-led states have filed lawsuits to try to stop the cancellation, but the Biden administration says they’re confident the challenges won’t succeed.




President Joe Biden speaks about the student debt relief portal beta test in the South Court Auditorium on the White House complex in Washington, Monday, Oct. 17, 2022. (AP Photo/Susan Walsh)(Susan Walsh / ASSOCIATED PRESS)


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3:09 PM on Oct 19, 2022 — Updated at 3:47 PM on Oct 19, 2022

NEW YORK (AP) — President Joe Biden’s student loan forgiveness program. announced in August, will cancel up to $20,000 in debt per borrower. The application process is now open, and the administration says the forms should take five minutes to complete.

Borrowers who apply before mid-November should see forgiveness before Jan. 1, when payments on loans are scheduled to restart after a pause during the pandemic. Some Republican-led states have filed lawsuits to try to stop the cancellation, but the Biden administration says they’re confident the challenges won’t succeed.

Here’s how to apply, and everything else you need to know:

Who qualifies for student loan forgiveness?

You qualify to have up to $10,000 forgiven if your loan is held by the Department of Education and you make less than $125,000 individually or $250,000 for a family. If you received Pell grants, which are reserved for undergraduates with the most significant financial need, you can have up to $20,000 forgiven. If you are a current borrower and a dependent student, you will be eligible for relief based on your parents’ income, rather than your own.

One major lingering question is what will happen to students with commercially held FFEL loans who didn’t refinance before Sept. 29. At the moment those loans are not eligible (even though they were initially going to be eligible). The administration has said it’s looking for “additional legally-available options to provide relief” to those borrowers, but nothing has been announced yet.

How do I apply for loan forgiveness?

Go to studentaid.gov and in the section on student loan debt relief, click “Apply Now.”

Be ready to type in some basic personal information. The form asks for: name, Social Security Number, date of birth, phone number and email address. It does not require documentation about your income or your student loans.

Next, review the eligibility rules and confirm that you’re a match. For most people, that means attesting that they make less than $125,000 a year or that their household makes less than $250,000 a year. If you meet the eligibility rules, click the box confirming that everything you provided is true.

Click “Submit.”

How long will it take to receive forgiveness?

After the form is submitted, the Biden administration says it should take four to six weeks to process. The Education Department will use its existing records to make sure your loans are eligible and to look for applicants who might exceed the income limits. Some will be asked to provide additional documentation to prove their incomes. The Education Department estimates that the verification application will take about half an hour, including time to review and upload tax documents.

Most borrowers who apply before mid-November should expect to get their debt canceled before Jan. 1, when payments on federal student loans are scheduled to restart after a pause during the pandemic.

Will student loan forgiveness definitely happen?

Things could get more complicated, depending on the outcomes of several legal challenges. The Biden administration faces a growing number of lawsuits attempting to block the program, including one filed by six Republican-led states.

A federal judge in St. Louis is currently weighing the states’ request for an injunction to halt the plan. Biden on Monday said he’s confident that the suit will not upend the plan. “Our legal judgment is that it won’t,” he said, “but they’re trying to stop it.”

A group of Wisconsin taxpayers asked the Supreme Court Wednesday to block the program from taking effect, Bloomberg Law reported.

The emergency filing from the Brown County Taxpayers Association seeks to keep the plan on hold while the group’s legal challenge goes forward. Bloomberg News reported the Supreme Court has ruled in the past people generally don’t have the right to take the federal government to court over how tax dollars are spent.

Has the student loan payment freeze been extended?

The payment freeze has been extended one last time, until Dec. 31. The freeze started in 2020 as a way to help people struggling financially during the COVID-19 pandemic and it’s been extended several times since. It was set to expire Aug. 31.

Interest rates will remain at 0% until repayments start. Under an earlier extension announced in April, people who were behind on payments before the pandemic automatically will be put in good standing.

Does graduate student debt qualify?

Yes, federal student loans taken out to cover graduate degrees qualify for forgiveness.

What if my student loan balance includes a lot of interest?

The interest itself is considered part of the balance for purposes of this program. Forgiveness will remove $10,000 from the total balance you owe.

Will I have to pay taxes on the amount I’m forgiven?

At least a few states have said they plan to tax the forgiveness, including Indiana and Mississippi, and it’s unclear whether some others will change their tax rules to exclude forgiven student debt. Previously, Congress eliminated taxes on loan forgiveness through 2025.

Do parent plus loans qualify?

Parent Plus loans are included in the forgiveness plan, subject to the same $250,000 income cap for families that applies to the rest of cancellation.

Parent Plus loans differ from other federal education loans in that they can go towards covering expenses other than tuition, such as books, and room and board for college students. As of March 2022, parents of 3.6 million students owe more than $107 billion in Parent Plus loans, according to the Department of Education. That represents about 6% of the total amount of federal student debt held by Americans.

If a parent received a Parent Plus loan on behalf of a student and the same student received a direct loan, both would receive relief, as the cancellation is on a per-borrower, not a per-student basis. That means that each person who has Education Department-held federal student loans and meets the income requirements qualifies for cancellation.

What’s a Pell grant and how do I know if I have one?

Roughly 27 million borrowers who qualified for Pell grants will be eligible to receive up to $20,000 in forgiveness under the Biden plan.

Pell grants are special government scholarships for lower-income Americans, who currently can receive up to $6,895 annually for roughly six years.

Nearly every Pell Grant recipient came from a family that made less than $60,000 a year, according to the Department of Education, which said Pell grant recipients typically experience more challenges repaying their debt than other borrowers.

Pell grants themselves don’t generally have to be paid back, but recipients typically take out additional student loans.

“This additional relief for Pell borrowers is also an important piece of racial equity in cancellation,” said Kat Welbeck, Civil Rights Counsel for the Student Borrower Protection Center. “Because student debt exacerbates existing inequities, the racial wealth gap means that students of color, especially those that are Black and Latino, are more likely to come from low-wealth households, have student debt, and borrow in higher quantities.”

To find out if you have a Pell grant, check any emails you’ve received that describe your FAFSA award.

How many people will this help?

About 43 million Americans have federal student debt, with an average balance of $37,667, according to federal data. A third of those owe less than $10,000. Half owe less than $20,000. The total amount of federal student debt is more than $1.6 trillion.

What if I’ve already paid off my student loans — will I see relief?

If you’ve voluntarily made payments since March 2020, when payments were paused, you can request a refund for those payments, according to the Federal Office of Student Aid. Contact your loan servicer to request a refund.

What repayment plan is the Department of Education proposing?

The Department of Education has proposed a repayment plan that would cap monthly payments at no more than 5% of a borrower’s discretionary income, down from 10% now. Borrowers will need to apply for the repayment plan if it’s approved, which could take a year or more.

For example, under the proposal, a single borrower making $38,000 a year would pay $31 a month, according a government press release.

The amount considered non-discretionary income will also be increased, through the department has not said how much.

Discretionary income usually refers to what you have left after covering necessities like food and rent, but for student loan repayment purposes it’s calculated using a formula that takes into account the difference between a borrower’s annual income and the federal poverty line, along with family size and geographic location.

“What’s tough about income-driven repayment is that it does not take into account your other liabilities, such as your rent payment,” said Kristen Ahlenius, a financial counselor at Your Money Line, which provides financial literacy training. “If someone’s living paycheck to paycheck and their rent is taking up half of their paycheck and then their car payment takes the other, they have to choose. Unfortunately, income-driven repayment doesn’t take that into consideration, but it is an option.”

Student Debt Relief offers a calculator to help determine your discretionary income.

What if I can’t afford to pay even with loan forgiveness?

Once payments resume, borrowers who can’t pay risk delinquency and eventually default. That can hurt your credit rating and mean you’re not eligible for additional aid.

If you’re struggling to pay, check if you qualify for an income-driven repayment plan. You can find out more here.

The Biden plan also includes a proposal that would allow people with undergraduate loans to cap repayment at 5% of their monthly income. Proposals like this one can take a year or more to be implemented, and it’s not clear what the fine print will be.

If you have worked for a government agency or a non-profit organization, you could also be eligible for the Public Service Loan Forgiveness Program, which you can read more about here.

The Dallas Morning News contributed to this report.

By CORA LEWIS and ADRIANA MORGA Associated Press. Collin Binkley contributed to this report from Washington.

Tuesday, March 30, 2021

Biden Is Reigniting the Movement to Oppose Standardized Testing

Important read. This piece makes the case that we really shouldn't bother with high-stakes testing. As per this recent statement by National LULAC, a civil rights organization to which I proudly belong, we are asking for a moratorium on high-stakes testing. This agenda is otherwise very much integral to the Billionaire's neoliberal game as stated herein: 

"It is the same non-educators influencing the debate today: the John Podesta, Bruce Reed, and Ian Rosenblum types who convert billionaire wishes into public policy. But those affected see it differently."

Indeed, those closest to the children like the teachers, parents, an increasing number of administrators, and most of all, the children themselves, find this testing system to be incredibly harmful, and thusly, highly unethical and objectionable.

-Angela Valenzuela 


Biden Is Reigniting the Movement to Oppose Standardized Testing

Teachers always knew the tests lacked validity, and now some progressive Democrats in Congress are joining their opposition.

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